Over 21 years of progressive management experience in the Mortgage Industry with emphasis on Community Lending Initiatives in collaboration with government and non-profit housing organizations. Direct experience and successful management of key functions throughout the mortgage servicing and originations process in support of third-party stakeholders. Expertise in Community Reinvestment Act (CRA) and Fair Lending Regulations and development of initiatives to promote and originate mortgage loans to low-moderate income and/or minority homebuyers. Adept at managerial responsibilities such as strategic planning, budgeting, forecasting and staffing. Active in community causes.